Blog: Eviction

The COVID-19 health crisis has further amplified the need for emergency rental assistance as a means of helping tenants pay back rent to landlords and remain stably housed.

A new program administered by The Illinois Housing Development Authority (IDHA) called Emergency Rental Assistance (ERA) was created to help tenants that have not been able to pay rent due to COVID-19. ERA can provide up to $5,000 to assist tenants in paying their rent. The money will be sent directly to landlords and can be used to cover the rent due between March 1, 2020, and December 31, 2020.

To be eligible, tenants must have a written lease, loss of income due to COVID-19, unpaid rent, and have below-average income. Applications will be online through the ERA Portal and will be open from August 10, 2020, through August 21, 2020, the portal may close earlier due to high demand, so we recommend tenants apply as soon as possible. Many organizations, including LCBH, have partnered with IHDA to help people apply. Call LCBH at (312) 347-7600 for more information and to get assistance determining if you are eligible. You can find more information about this fund on the Illinois Legal Aid Online website here.

Following is LCBH’s statement of support for HB 5574, House Amendment No. 1, the COVID-19 Emergency and Economic Recovery Renter and Homeowner Protection Act.

Lawyers’ Committee for Better Housing (LCBH) is one of the few legal aid organizations in Chicago that provides free legal assistance to working-class and low-income tenant families. Though LCBH represents primarily Chicago tenants, we are all too aware of the widespread perils of eviction court and the scars that housing instability and forced displacement can leave on a family and a community.

Money is certainly needed to maintain housing. But if we ignore tenants’ due process rights and the devastating effects of eviction, Illinois will face an unprecedented crisis that will devastate the housing market and lead to homelessness and housing instability for thousands. Around 57,000 eviction cases are normally filed in Illinois every year, with almost two-thirds of those cases arising outside of Chicago. Yet today, over 605,000 Illinois renters are expected to suffer from COVID-19-related income and job loss. Eviction filings and homelessness are likely to astronomically increase across the State unless tenants are provided with protections that extend beyond mere financial assistance. Passing HB 5574 is necessary to preserve the housing market, safeguard public health, and ensure that Illinois can recover from this crisis.

I had the privilege to attend Mayor Lightfoot's Chicago Solutions Towards Ending Poverty (STEP) Summit on February 20, 2020. The Summit convened academics, researchers, artists, grassroots community activists, business leaders, and government officials to launch a year-long movement to address poverty and economic hardship affecting Chicago residents. Among the many thoughtful panel discussions, a few remarks stood out to me. Dr. Luke Shaefer, from the University of Michigan, stated, "we can also intervene to make sure people have more money so that they can pay more of their rent." LCBH couldn’t agree more!

One of the key findings our Chicago Evictions Data Portal revealed is that 82% of Chicago eviction cases filed in 2010-17 made claims for back rent. In 18%, the rent owed was less than $1,000, and an additional 44% were under $2,500. LCBH's new Court-Based Emergency Rental Assistance (CERA) program provides eligible Chicago renters with supportive services, free legal aid, and access to State Homelessness Prevention Funds—up to $5,000—for back rent and or security deposits as a means of resolving unpaid rent claims.

When Lawyers’ Committee for Better Housing launched it’s Chicago Evictions data portal last May, a key finding was the number of Chicago tenants being evicted over relatively small amounts of money.

82% of Chicago eviction cases filed in 2010-17 made claims for back rent. In 18%, the rent owed was less than $1,000, and 44% were under $2,500.

In October, LCBH expanded a successful pilot project that provides eligible Chicago renters supportive services, free legal aid, and access to State Homelessness Prevention Funds (the Funds) up to $5,000 for back rent and/or security deposits.

Prior to the pilot, renters summoned to appear in eviction court were not screened for eligibility. Jude Gonzales, Supportive Services Director, and his group of Masters of Social Work interns are leading the effort to change that through our Court-Based Emergency Rental Assistance (CERA) program.

In addition to financial assistance, the CERA team works to address underlying issues that led to the eviction filing by providing referrals to job training, financial literacy, and other beneficial programs. If needed, they can help households find replacement housing.